FLOOD PROTECTION

The Township of Saddle Brook experiences flooding due to the Saddle River, Coalberg Brook and Pehle Brook. Approximately 20 percent of the Township is located within the floodplain of these waters. FEMA has mapped these areas as those areas subject to flooding by the one percent annual chance flood (100-year flood) in their Flood Insurance Rate Maps (FIRM).

Recent floods of significance in Saddle Brook are Hurricane Irene in August of 2011 and Hurricane Floyd in September of 1999.

Find out if your property is in the regulated floodplain by calling the Township’s building department at 201-843-7111 or click on the link below:
• https://msc.fema.gov/portal/home

OUTREACH PROGRAM

Attached, please find the document titled, “FLOODPLAIN PROTECTION GUIDELINES, OUTREACH BROCHURE, KNOW HOW TO PREPARE AND COPE WITH A FLOOD.” This document has valuable information regarding how to prepare and cope with a flood.

FLOODPLAIN PROTECTION GUIDELINES, OUTREACH BROCHURE, KNOW HOW TO PREPARE AND COPE WITH A FLOOD

FLOOD INSURANCE

The National Flood Insurance Program (NFIP) is a federal program enabling property owners in participating communities to purchase flood insurance. There are facts that every consumer should know:

• Flood damage is not covered by homeowner’s insurance;
• The purchase of flood insurance is mandatory for all federally backed loans for properties located is the Special Flood Hazard Area (SFHA) otherwise referred to as the 100-year flood;
• Renters insurance and contents insurance are also available;
• A Preferred Risk Policy is available for homes outside to the 100-year flood; and
• There is a 30-day waiting period before coverage becomes effective.

ELEVATION CERTIFICATES

The Township of Saddle Brook maintains copies of available elevation certificates for buildings in the Township at the building department. 

To obtain a copy of the elevation certificate, please contact the building department at 201-843-7111.

SADDLE RIVER GAGING STATION

The following is a link to the USGS monitoring station located on the Saddle River in Lodi. This website measures both the discharge and the gage height of the river in current time:

https://waterdata.usgs.gov/monitoring-location/01391500/#parameterCode=00065

The following is a link to the National Weather Service at the USGS Monitoring station on the Saddle River in Lodi. This website lists the historical river crests and flood stage elevations:

https://water.weather.gov/ahps2/hydrograph.php?wfo=okx&gage=lodn4

FLOOD INFORMATION WEBSITES

The following websites provide valuable information:

• www.floodsmart.gov
• www.fema.gov/business.nfip
• www.redcross.org
• www.nj.gov/dep/floodcontrol/
• https://www.alarms.org/flood-survival-guide/

FLOOD INFORMATION PUBLICATIONS

The following FEMA publications also provide valuable information:
• Above the Flood: Elevating Your Floodprone House, FEMA-347 (View in FEMA library)
• Answers to Questions About the National Flood Insurance Program, F-084 (View in FEMA library)
• Elevated Residential Structures, FEMA-54 (View in FEMA library)
• Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85 (View in FEMA library)
• Protecting Building Utilities From Flood Damage, FEMA-P-348 (View in FEMA library)
• Protecting Floodplain Resources, FEMA-268 (View in FEMA library)
• Reducing Damage from Localized Flooding, FEMA 511 (View in FEMA library)